We can’t protect you from misfortune – a serious accident or illness for example – but we can help you weather the storm if it strikes. How? In several ways:

• Lifestyle protection insurance. By making sure you have the right kind of insurance cover and the right amount that is suitable for you. Depending on your individual situation and objectives, these may include life insurance, trauma insurance and income protection insurance.
• Estate planning. Get it wrong and your loved ones could end up with a lot less than they should have, or be left fighting over your assets. Get it right and you can arrange the transfer of your assets with a smooth transition. We work closely with your lawyer and accountant to plan for your needs.
• Aged care planning. Not something you’re likely to think about until later in life, but it’s far better to get it all sorted while you’re still hale and hearty. Then, if and when the time comes, you can make the transition with a minimum of fuss, and live somewhere you know you’ll be happy.
• Business protection and succession planning. What if your business lost the services of a key person? Who will take over or buy your business and how can you get the most for it if you sell? These are all questions that need to be answered with a comprehensive plan based on expert advice and commercial experience.

With a successful protection strategy in place you’ll be able to maintain the lifestyle you’ve come to enjoy – come rain, hail or shine.